General Insurances

Find the perfect insurance plans for you needs in Germany tailored for expats.

Liability Insurance

lowest rates available, starting at 2,50€ per month.

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Pet Insurance

All veterinary costs


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Car Insurance

Save 45% compared to the market average

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Legal Insurance

Free choice of lawyer in any emercency situation

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Home Insurance

Against damages, theft, and unexpected events

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The different types of general insurances

Here are just a few types of insurances available in the German market from which we can help you select the most suitable one ( help you get some of these insurances that are best suited to meet your needs and budget). We deal in these and several other types of general insurances and would be happy to answer your questions to help you make an informed choice.

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Personal liability insurance

When in Germany, you should definitely have this standard insurance, which isn’t expensive. With it, you’ll get coverage for the financial implications triggered by you or your family in case any unintentional damage is caused to a third party, either financial, material, or physical. Since Germany doesn’t have a general limit to how high a claim can be, not being insured could mean any damage caused by you or your family may threaten your financial future.

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Household contents insurance

The cost of replacing your household inventory could cause a dent in your finances but with this insurance, you can get coverage for such costs. The coverage is applicable to damages caused by storms, mains water, fire, hail, theft, vandalism, and robbery through break-ins. When renting a furnished apartment, you may find your landlord insisting on you having a “Hausratversicherung” prior to letting the property to you.

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Occupational disability insurance

When coming to Germany from abroad, until you have paid into the state pension scheme for 5 years, you’ll have no cover should you no longer be able to work due to an illness or accident. So, Private occupational disability insurance as one of the most important insurances when you first arrive. It safeguard the financial future of your family. An added advantage is that you’ll get worldwide coverage and benefits

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Legal aid and court costs insurance

In Germany, the costs for court cases, solicitors, and legal proceedings are extremely steep, which could often touch the mark of several thousand Euros. With legal aid insurance, you can cover the court costs, costs for your chosen lawyer, as well as official assessments and evaluations. Such insurance also covers the costs of the opposite party in case you’re made liable for them.

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Term Life Insurance

Such insurances are designed to protect your loved ones in the event of your death. If you’ve got people financially dependent on you, this insurance can let you ensure they don’t face financial difficulties when you die. The death benefits offered by such insurance can be used to cover the family’s running costs, pay for the funeral, and continue the children’s education. And you can select the duration and the amount of money you would like to insure.

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Vehicle insurance

In Germany, it’s impossible to register your vehicle unless you have proof of insurance. For every vehicle owner in Germany, it’s compulsory to have at least third-party insurance for their vehicles. Once your chosen insurance company issues you the eVB (elektronische Versicherungsbestätigung) number, the vehicle registration office can use it to check online if your vehicle has a valid insurance.

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Personal accident insurance

This type of insurance aims to offer you financial protection .If you can’t recover your full abilities due to an accident. Depending on the tariff you select, With Personal accident insurance. You’ll either get a lifelong annuity paid in monthly installments, A lump sum payment, or a combination of both.

Make The Right Choice With MW Expat Solution Services GmbH

We can help you weigh the pros and cons of public and private insurance, answer your questions, clear your doubts, if  any, and give you the right advice to let you reach the correct decision when choosing the most suitable health insurance in Germany to meet your needs.


Limited time offer: Save 45% on your vehicle insurance in Germany